“Exactly, and we mean to have them, so we’ll be hungry and thirsty in the bank, but we won’t look like poor privicks.”
“We are poor privicks,” muttered Umbo. Loaf ignored him.
But Rigg thought about it. Umbo is a poor privick, though in Fall Ford his father did as well as anyone else, and his family was never hungry, nor was anyone else’s. During lean times they shared about, knowing that every man and woman worked as hard as any other, if they could, and they all watched out to make sure no old widows or spinsters starved or froze in the winter. But of food sold by vendors on the street no one got a taste, because there were no such. Only Nox cooked food for strangers, and you had to come at mealtime for a bite; she never brought the food out into the road, she never called out the name of the dish.
Strange how, just by being in a different place, a boy who always had enough and never wanted for anything could now be poor, and had to go hungry for fear that someone will notice his poverty.
And Loaf, too. In Leaky’s Landing he was prosperous, and mocked the privicks as merrily as anyone. But here in O, so far downstream, he was a privick, too, though better at disguising it, since he had traveled the world a good bit more.
I’m the only o
ne who isn’t a poor man here, or at least might not end up so. Even though I’m the most upriver of all, having lived above the falls most days of my life, wandering with just my father in the deepest forest with few paths of men among the beasts and trees. But because of nineteen jewels in a bag hanging from a ribbon at my waist, I may soon be rich compared to them.
And yet they are my friends on this journey, the only friends I have. And if I prosper, they will prosper. The money may be mine, but the benefit will be for all of us. Loaf will go home with a fine profit for his kind service. Umbo can stay with me or go back upriver if he wants, this time in fine clothes and with the passage money for as far upstream as oars and poles can go. Let him go home and be the richest young man in Fall Ford, and then see whether his father shuns him. No, Tegay the cobbler will usher him into his house and offer his son his old place at the table.
People talk of magic and miracles wrought by the saints—and if they saw what Rigg and Umbo had done together, conjuring out of thin air a fine bejeweled knife, they’d be accounted saints or mages themselves—but none of these miracles is as potent or useful as a sudden flow of money into a man’s pocket. Then the transformation is like changing rainy to sunny weather, which no evil mage or generous saint can do except in the silliest old stories.
They arrived at the greystone building just as the large clock set high in the wall began chiming so loudly Rigg was surprised he hadn’t heard it clear down at the docks, though none of the locals seemed to be startled by it. At the door, a man dressed all in grey, wearing a short sword and holding a quarterstaff, stopped them and looked them up and down.
Loaf had already warned them many times to stay silent and say nothing, so Rigg merely looked at the guard with candid interest, showing no apprehension or any other thing if he could help it. Just wide-open eyes, regarding him. Whether the man could read the dread and the hope behind his eyes, Rigg could not guess. But at least Rigg wasn’t blurting things out, or showing the gems around, the way he had spilled his money on Loaf’s bar.
The man stared especially long at Rigg, trying perhaps to break the steadiness of his gaze. But Rigg had done this exercise with Father, so the more the man tried to stare him down, the calmer Rigg became, the steadier his gaze. Until the man looked away.
Then Loaf spoke to him. “I see that you can recognize quality, however weary the traveler,” said Loaf. “This boy and I”—he indicated Umbo—“have kept company with young master here, to ensure his safe arrival here at Mr. Cooper’s bank. But Mr. Cooper has had dealings with me before. I’m Loaf of Leaky’s Landing now, but once a sergeant major in the People’s Army, and I have accounts here, credit and debit both.”
“Then the boys stay outside,” said the guard.
“I’m not here on my own business, but on young master’s, and we go inside all three.”
“Then you go inside none. What do your accounts matter, if the business isn’t your own? And this boy”—he gestured with the head of the quarterstaff toward Rigg—“he’s no customer of Mr. Cooper’s.”
“And yet Mr. Cooper would be sorry to lose his custom,” said Loaf without a hint of temper. “Mr. Cooper has trusted me with loans before, and I have trusted him with my deposits. Let him say for himself if he trusts me now when I say this boy is worth a thousand times the trade that Mr. Cooper’s bank has had with me. Mr. Cooper knows I lie not, and pay my debts, and that is honor enough to win us entrance, I think you’ll find.”
“Mr. Cooper wants no visitors right now,” said the guard.
“And yet I say he will want us,” said Loaf, still as pleasant as could be. Rigg thought: It must be a skill a taverner has to have, if he’s to succeed—to stay calm and friendly in tone and look, regardless of the provocation. And it was quite possible the guard was showing so much resistance precisely because it was obvious that Loaf could pick the man up and break him against the stone walls if he was so inclined. The guard had to prove he was both brave and manly, by making Loaf stand begging at the door. Though in fact, now that Rigg thought about it, Loaf had not begged, but rather demanded, however cheerfully, nothing less than exactly what he wanted.
Which is what Father taught me to do, if I can only overmaster my fear.
Rigg forced himself to become calm, slowing his breath and relaxing his muscles. If Rigg was to be a worthy son of his father and claim his inheritance, he would have to stay clearheaded and confident, putting fear aside. He could not afford to wait until he was as old as Loaf to have that kind of sureness.
When the guard turned around and went inside—leaving the doorway unattended, Rigg noticed—it had not been more than a minute or two that he’d delayed them at the door. And his return was even swifter, and his manner completely changed, for when the door reopened, the grey guard bowed deeply and solemnly, and ushered Rigg inside first, taking him at Loaf’s valuation. Rigg, for his part, carried himself in a relaxed manner, as if being treated with deference were the most normal thing in the world to him.
The moment they were inside, a sharp-faced old woman led them up a wide flight of stairs while the guard returned to duty at the door.
“Why are these stairs so wide?” asked Umbo. “Do so many people have to go up and down them at the same time?”
“No,” said Loaf, patient-sounding as if talking to a favored son.
And that was right, Rigg thought—as right as Rigg remaining silent, as if he had no curiosity about the place.
“It’s important for a banker to impress those who are not yet his customers with how prosperous he is. A rich banker will not be tempted to steal from his customers, and his wealth shows that he knows how to use money wisely.”
Umbo opened his mouth to speak, but Rigg put up a finger that the old woman could not see, twitching it to warn Umbo to keep silence. For Rigg knew exactly what Umbo was going to say, since he had thought of it himself: A banker who looked rich might have gotten that way precisely by stealing from his customers. But now was not the time to bandy words that they would not want repeated to Mr. Cooper.
So they walked in silence up yet another flight, which ended in a spacious landing with a huge double door paned with glass at the far end of it. Other, more modest doors led off on either side.
The old woman brought them to a halt a few steps short of the great doors, and though there was no one to be seen, she said, not particularly loudly, “Loaf of Leaky’s Landing, former master sergeant of the People’s Army, and two boys, one of whom he vouches for as being of quality, sir.”